Dashain is just ahead but I have no money in hand. Friends are making plan to go in Ghorepani Trip after 1 week, I also have to join them. I had some money planned for my trip and Dashain but I paid that money for insurance.

               I have 3 insurance policies for which I need to pay.Its not car insurance or home insurance. I’ve got two of my own life insurance policy. One I got because I wanted and another one because my uncle wanted. He wanted to get commission selling me a policy. He is a life insurance agent. And there is one more insurance policy I need to pay for. Its my dad’s insurance. He’ve already stopped coming to the city and he can’t pay his insurance from village. So, I need to pay for him too. I paid for one insurance 2 months ago, and for another last month and I paid yesterday for the last one. Paying for insurance is not bad until you have money but The problem is we do not have easy insurance procedure here. We have no many choices. For example one can not compare car insurance if  he want insurance for his car.